Pre-Approval Process
Getting pre-approved can be done in under an hour as long as income and down payment documents are easily accessible. By clicking the start now button you are expediting the process making this process seamless and keeping your realtor at ease
Mortgage Pre-Approval
Discover the various loan options we offer, including fixed-rate mortgages, adjustable-rate mortgages, and FHA loans. We will guide you through the process.
Refinancing
Considering refinancing your current mortgage? Learn about our refinancing options to potentially lower your monthly payments or shorten your loan term.
What do you need to be pre-approved?
Lets make sure you're ready for the next steps and discuss what will need to be provided in order to obtain an approval
Pay stubs
2 most recent; however if it is early on in the year, last paystub of the previous year.
ID
Government issued ID as well as birth certificates or passports for children under the age of 15 to use child tax benefit in application
Tax documents
Last 2 years of T4s, NOAs and T1s if there are multiple income streams and rentals involved
RRSP & Investment Portfolio
If RRSP and investments are being used for the down payment will require a statement showing the money having been in the account more than 90 days
Bank statements
3 months of bank statements in PDF form - chequing and savings
If remortgaging
Current mortgage statement, home insurance and current property tax bill